Sum & Substance


Take a look at the testimonials to believe what Sum & Substance promises to deliver.

Sum and Substance Bookkeeping and Accounting Services

5.0 stars

OneFlare Reviews:

    Sum and Substance Accounting, operated by Neha is a rare find. Neha is the most professional and efficient accountant I have worked with. She gives me comfort knowing that everything is done accurately and on time. She has my best interests at heart and I really want to keep her a secret as she is that good. Thank you Neha, I am a raving fan!!
    Marisa, Forensic Healing
    "When I decided to make the long overdue change from spreadsheets and hand written chart of accounts, Neha set up Xero, customised it to suit my line of work, trained me patiently and helped me to understand how Xero would make my job easier, allowing me more time on the tools and less time lost at the computer. Neha has always responded quickly to any ongoing questions I have had. Her constant support and the beauty of Xero has been just what I need to take my business to the next level"
    Jarrod O'Meara, Firstline Plumbing Services
    I have been using Neha's services since May, 2014, and I was fortunate indeed to have her attending to our internal bookkeeping/accounting requirements. Initially, there was quite a backlog of work on which to catch-up, which Neha attended to efficiently and effectively. Over the period of time since May, 2014, I have found Neha to be quick to understand our requirements, prompt in responding, accurate in her processing, and prepared to ask questions if she is unsure (which to me is critical). I have also found Neha to be most courteous, very easy to work with, and trustworthy. I now rely on Neha quite considerably, and hope to be able to continue to do so.
    Mark Lennon, Business Partner Accountants
    As my business grew, I found myself in need of an Associate to take over the provision of Accounting/Bookkeeping services for my clients. I consider myself very fortunate to have found Neha Nayyar. Neha is able to relate to a wide range of clients and their needs. She makes bookkeeping accessible, understandable and easy for them. She is a creative problem solver, a self-starter who sees what needs to be done, rolls up her sleeves and just gets in there and makes it happen. Her calm and friendly demeanor is effective and inspires confidence, always backed up by beneficial results. Her greatest advocates are our Accountant clients who have the utmost confidence in her knowledge and abilities. I trust Neha's integrity and honesty and I highly recommend her to anyone looking for a streamlined, efficient Bookkeeper or Accountant. She is a valuable resource who it is my great pleasure to know both as a colleague and friend.
    Gail, Virtual Assistant & Bookkeeping Solutions
    Peter Ellemans, Birch Living I have owned BIRCH LIVING – a homewares/gifts store in Clifton Hill/Fitzroy North strip-shopping centre, for the past 5 ½ years. As retailing and merchandising are my strengths, and bookkeeping is not, I employed SUM AND SUBSTANCE to run the “back office”, including monthly reconciliations, BAS calculations, staff wages, super and taxes. It has been one of the best decisions I have made. I find Neha a delight to work with, she is very reliable, honest and thorough. If you are in need of a competent professional bookkeeper I would highly recommend her. Peter Ellemans
    Peter Ellemans, Birch Living
    Having been with a previous bookkeeper for years, I was a bit hesitant to move on. Having found Neha has been a good choice for our company. Neha has a good accounts mind and on every visit gives great advice for the business, she has given me great ideas to move forward and make my work load more efficient. Great improvements all round and great to work with Neha
    Olivia From Concept Forum Pty Ltd
    Neha has been an incredible help with my accounting needs. Running a small business can be quite stressful and daunting at times, but since I have been with Sum and Substance it has been a great help. Neha helped to setup and train me in the use of MYOB and it has been the best decision I have made. She was very patient and thorough and even the simplest of questions are answered promptly and professionally every time. I would highly recommend Neha and look forward to continuing to work with her as my business grows
    Ashley Heap Electrical
    I found Neha to be very knowledgeable, friendly and professional. She answered all my queries in regard to MYOB. I would certainly contact her again if the need arises.
    Lisa Wilson, Gosford Preschool Inc.
    Neha was a great help to me when I needed tax returns organised and submitted urgently. I phoned her on a Saturday morning and she was happy to catch up that same day. Neha let me know up front how much it would be and jumped on it straight away. She kept me posted over the course of the submissions and it was all handled without a fuss.
    Alex, Eltham
    I was incredibly impressed with Neha's diligent and professional approach to the preparation of my tax. Neha also has a very friendly demeanour which lends itself to excellent customer service! I would not hesitate to recommend her services to anyone.
    Georgina Ryan
    I have been using the services of Sum and Substance for a number of years and I've never looked back. They have always gone the extra mile and I've always been very happy with how things have worked out. If you're looking for any Taxation and Accounting assistance I would definitely recommend you give them a try. They have proven themselves to be flexible and open to my individual needs on multiple occasions and I couldn't be happier!
    Vaenita Hari
    Neha provided me with an effortless processing of my tax return. She is very friendly yet professional & I was very happy in how she assisted me. I will be sure to retain her services next year! Thanks again Neha for making it so simple for me.
    Katherine, Eltham