Sum & Substance

Virtual CFO

Having complete visibility of the financial status of your business enables you to make educated decisions about the future of your company. This is where a Virtual CFO can add value to your business.


Our Virtual CFO service is independent from our bookkeeping services and provides businesses with a wide range of financial, managerial and operational solutions tailored specifically according to their requirements.Our Virtual CFO services provide a level of expertise in a cost-effective waystarting from building controls and providing professional training for staff,through to advisory services in the ordinary course of business.


Our VCFO services includes:

• Budgeting and forecasting
• Management reporting
• Financial dashboard
• Cashflow management
• Financial and accounting process reviews
• Cash flow planning and budgeting
• Outsourced / part time Finance Manager
• Monthly management reporting and meeting
• Customised reporting
• Assisting in areas of decision making
• Trend reports
• Insightful analysis
• Accounting software implementation, setup, training and maintenance


One of the greatest benefits of utilising Sum and Substance’s Virtual CFO service is that you can have all of the benefits of an internal CFO and financial team, without the cost.

If you interested in hiring a Virtual CFO for the financial advisory needs of your business, look no further than Sum and Substance.