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Sum and Substance helps business owners with seamless solutions to day-to-day accounting and bookkeeping needs. We help you grow your business and touch the summit of success.

Are you finding it difficult to manage your business books? Then Sum and Substance is your reliable friend to help with this crucial responsibility. Not only will we fulfil your statutory accounting needs, but we will also look after the administrative issues and paperwork with utmost sincerity and dedication.

Sum and Substance aims to help you save time and money whilst you follow your passion.

When To Pay Your Super

What are the rules for super payments? We cover all the rules and the dates that you need to make installment payments.

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Testimonials

Sum and Substance Accounting, operated by Neha is a rare find. Neha is the most professional and efficient accountant I have worked with. She gives me comfort knowing that everything is done accurately and on time. She has my best interests at heart and I really want to keep her a secret as sh...

Marisa, Forensic Healing

"When I decided to make the long overdue change from spreadsheets and hand written chart of accounts, Neha set up Xero, customised it to suit my line of work, trained me patiently and helped me to understand how Xero would make my job easier, allowing me more time on the tools and less time lost ...

Jarrod O'Meara, Firstline Plumbing Services

I have been using Neha's services since May, 2014, and I was fortunate indeed to have her attending to our internal bookkeeping/accounting requirements. Initially, there was quite a backlog of work on which to catch-up, which Neha attended to efficiently and effectively. Over the period of ti...

Mark Lennon, Business Partner Accountants

As my business grew, I found myself in need of an Associate to take over the provision of Accounting/Bookkeeping services for my clients. I consider myself very fortunate to have found Neha Nayyar. Neha is able to relate to a wide range of clients and their needs. She makes bookkeeping accessible, u...

Gail, Virtual Assistant & Bookkeeping Solutions

Peter Ellemans, Birch Living I have owned BIRCH LIVING – a homewares/gifts store in Clifton Hill/Fitzroy North strip-shopping centre, for the past 5 ½ years. As retailing and merchandising are my strengths, and bookkeeping is not, I employed SUM AND SUBSTANCE to run the “back office”, includi...

Peter Ellemans, Birch Living

Having been with a previous bookkeeper for years, I was a bit hesitant to move on. Having found Neha has been a good choice for our company. Neha has a good accounts mind and on every visit gives great advice for the business, she has given me great ideas to move forward and make my work load more e...

Olivia From Concept Forum Pty Ltd

Neha has been an incredible help with my accounting needs. Running a small business can be quite stressful and daunting at times, but since I have been with Sum and Substance it has been a great help. Neha helped to setup and train me in the use of MYOB and it has been the best decision I have made....

Ashley Heap Electrical

I found Neha to be very knowledgeable, friendly and professional. She answered all my queries in regard to MYOB. I would certainly contact her again if the need arises....

Lisa Wilson, Gosford Preschool Inc.

Neha was a great help to me when I needed tax returns organised and submitted urgently. I phoned her on a Saturday morning and she was happy to catch up that same day. Neha let me know up front how much it would be and jumped on it straight away. She kept me posted over the course of the submissions...

Alex, Eltham

I was incredibly impressed with Neha's diligent and professional approach to the preparation of my tax. Neha also has a very friendly demeanour which lends itself to excellent customer service! I would not hesitate to recommend her services to anyone. ...

Georgina Ryan

I have been using the services of Sum and Substance for a number of years and I've never looked back. They have always gone the extra mile and I've always been very happy with how things have worked out. If you're looking for any Taxation and Accounting assistance I would definitely recommend you ...

Vaenita Hari

Neha provided me with an effortless processing of my tax return. She is very friendly yet professional & I was very happy in how she assisted me. I will be sure to retain her services next year! Thanks again Neha for making it so simple for me. ...

Katherine, Eltham