Sum and Substance helps business owners with seamless solutions to day-to-day accounting and bookkeeping needs.  We help you grow your business and touch the summit of success.

Finding it difficult to manage your business books? Then, Sum and Substance is your reliable friend to help you with this crucial responsibility. We will fulfil your statutory accounting needs and look after the administrative issues and paperwork with utmost sincerity and dedication.

Sum and Substance aims at helping you save time and money and follow your passion i.e. business.

Online accounting services: Making your fast paced business and lifestyle manageable

Getting through the initial years is a monumental task for new business owners. Successful startups usually get to where they are by working with a team. Whether you’re starting a business with just your laptopor with two or three staff to look after, you will need a hand in managing your accounts.

Good thing is there are available online accounting services that you can help you with your accounting businesses.

Are these online services robots?

The answer is both yes and no. Yes, because there are automated accounting services run by machines. These are services when you just have to input accounting values and they do the calculations for you – automatically. There are also real human beings who provide similar services. They are commonly composed of CPAs, accounting personal and corporate legal personnel who specializes in maintaining and running business accounts.

The following article will take you to a new step of and benefits of online accounting.

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Testimonials

Sum and Substance Accounting, operated by Neha is a rare find. Neha is the most professional and efficient accountant I have worked with. She gives me comfort knowing that everything is done accurately and on time. She has my best interests at heart and I really want to keep her a secret as sh...

Marisa, Forensic Healing

I have been using Neha's services since May, 2014, and I was fortunate indeed to have her attending to our internal bookkeeping/accounting requirements. Initially, there was quite a backlog of work on which to catch-up, which Neha attended to efficiently and effectively. Over the period of ti...

Mark Lennon, Business Partner Accountants

As my business, Virtual Assistant and Bookkeeping Solutions grew, I found myself in need of an Associate to take over the provision of Accounting/Bookkeeping services for my clients. I consider myself very fortunate to have found Neha Nayyar. Neha is able to relate to a wide range of clients and the...

Gail, Virtual Assistant & Bookkeeping Solutions

I found Neha to be very knowledgeable, friendly and professional. She answered all my queries in regard to MYOB. I would certainly contact her again if the need arises....

Lisa Wilson, Gosford Preschool Inc.

I was incredibly impressed with Neha's diligent and professional approach to the preparation of my tax. Neha also has a very friendly demeanour which lends itself to excellent customer service! I would not hesitate to recommend her services to anyone. ...

Georgina Ryan

Peter Ellemans, Birch Living I have owned BIRCH LIVING – a homewares/gifts store in Clifton Hill/Fitzroy North strip-shopping centre, for the past 5 ½ years. As retailing and merchandising are my strengths, and bookkeeping is not, I employed Neha Nayyar of SUM AND SUBSTANCE BOOKKEEPING AND ACCOUN...

Peter Ellemans, Birch Living

Neha was a great help to me when I needed tax returns organised and submitted urgently. I phoned her on a Saturday morning and she was happy to catch up that same day. Neha let me know up front how much it would be and jumped on it straight away. She kept me posted over the course of the submissions...

Alex, Eltham

I have been using the services of Sum and Substance for a number of years and I've never looked back. They have always gone the extra mile and I've always been very happy with how things have worked out. If you're looking for any Taxation and Accounting assistance I would definitely recommend you ...

Vaenita Hari

Neha provided me with an effortless processing of my tax return. She is very friendly yet professional & I was very happy in how she assisted me. I will be sure to retain her services next year! Thanks again Neha for making it so simple for me. ...

Katherine, Eltham

Having been with a previous bookkeeper for years, I was a bit hesitant to move on. Having found Neha has been a good choice for our Company. Neha has a good accounts mind and on every visit gives great advise for the business, she has given me great ideas to move forward and make my work load more e...

Olivia From Concept Forum Pty Ltd